“Adversity is the state in which man most easily becomes acquainted with himself, being especially free of admirers then.”
Samuel Johnson – English Author 1709-1784
Since 1996 I have been a real estate licensee, first in California and now in Arizona. I have been fortunate to experience several types of real estate transactions personally and professionally. First time homebuyers, distressed homeowners, move up buyers, probate, small commercial, investor real estate, tenant leases, REO and short sales.
I have never been bored or burned out[..]
“If we had no winter, the spring would not be so pleasant: if we did not sometimes taste of adversity, prosperity would not be so welcome.”
Anne Bradstreet – ‘Meditations Divine and Moral’ 1655
Real Estate agents and investors are some of the smallest small businesses. Most financial problems these business owners encounter are because they have not taken the time to accurately track their income or expenses. To make things worse most new business owners forget they are now responsible for their own taxes and benefits. There is nothing more heartbreaking than seeing a[..]
“I have always thought the actions of men the best interpreters of their thoughts.”
John Locke – English Philosopher 1632-1704
Until a couple of years ago this question wasn’t even contemplated. Then the system changed. Suddenly people who included their house in a bankruptcy found themselves with a discharge of debt, but still on title and still responsible for the house. Now what? After all, they declared bankruptcy because they couldn’t afford to live in the house.
I have had clients who declared[..]
“You cannot have a proud and chivalrous spirit if your conduct is mean and paltry; for whatever a man’s actions are, such must be his spirit.”
Demosthenes – Greek Orator & Politician 384 B.C.-322 B.C.
In 2008 I began seeing an increase in multi generation homebuyers. At that time most households consisted of Grandma/Grandpa, Mom/Dad and the kids. Mom and Dad worked, Grandma & Grandpa took care of basic household chores, grocery shopping and childcare needs. Beginning in 2011 I began to see 4 generation households. Great Grandparents, Grandparents, Parents and children.[..]