“I owe my success to having listened respectfully to the very best advice, and then going away and doing the exact opposite.”
G.K. Chesterton – English Author 1874-1936
I work with a lot of clients who are or have been distressed homeowners and are in the process of financial recovery. Most want to purchase a house again in a few years. Some of my clients have been able to purchase a house in as little as two years after a foreclosure or bankruptcy discharge, for others it will take five to seven years.
They all have the same problem, after awhile[..]
“Adversity is the state in which man most easily becomes acquainted with himself, being especially free of admirers then.”
Samuel Johnson – English Author 1709-1784
Since 1996 I have been a real estate licensee, first in California and now in Arizona. I have been fortunate to experience several types of real estate transactions personally and professionally. First time homebuyers, distressed homeowners, move up buyers, probate, small commercial, investor real estate, tenant leases, REO and short sales.
I have never been bored or burned out[..]
“If we had no winter, the spring would not be so pleasant: if we did not sometimes taste of adversity, prosperity would not be so welcome.”
Anne Bradstreet – ‘Meditations Divine and Moral’ 1655
Real Estate agents and investors are some of the smallest small businesses. Most financial problems these business owners encounter are because they have not taken the time to accurately track their income or expenses. To make things worse most new business owners forget they are now responsible for their own taxes and benefits. There is nothing more heartbreaking than seeing a[..]
“I have always thought the actions of men the best interpreters of their thoughts.”
John Locke – English Philosopher 1632-1704
Until a couple of years ago this question wasn’t even contemplated. Then the system changed. Suddenly people who included their house in a bankruptcy found themselves with a discharge of debt, but still on title and still responsible for the house. Now what? After all, they declared bankruptcy because they couldn’t afford to live in the house.
I have had clients who declared[..]