July 4, 1776

While celebrating our Country’s Declaration of Independence with fireworks, family and friends; it is perhaps wise to remember the times in which we were founded and the brave men who pledged their Lives, Fortunes and sacred Honor. We owe them a debt of thanks and a duty to protect the precious rights they fought for and garnered to us. It is our honor and responsibility to ensure[..]

Thomas Paine – Common Sense 1776

Below are excepts from Common Sense, arguments made by Thomas Paine in favor of American Independence. You can read the full text here Here then is the origin and rise of government; namely, a mode rendered necessary by the inability of moral virtue to govern the world; here too is the design and end of government, viz. freedom and security. And however our eyes may be dazzled with[..]

CUNA Asks CFPB To Clarify Who a Creditor is Under TRID-Why Property Owners and Their Agents Should Care

Last week CUNA (Credit Union National Association) asked the CFPB (Consumer Financial Protections Bureau) to clarify a written change in its Small Entity TRID Compliance Guide that mysteriously changed. The “final rule” published March 2014: The final rule applies to most closed-end consumer mortgages. It does not apply to home equity lines of credit (HELOCs), reverse mortgages,[..]

The CFPB Is Changing Things…AGAIN!

Over the past several days the CFPB has changed its proposed implementation of TRID – TILA RESPA Integrated Disclosure rules. Originally, these new rules and forms were to be implemented August 1, 2015. As late as mid May Mr. Cordray and the CFPB said there would be no delay in the penalties for non compliance or implementation even though testing of software, systems and training[..]

RE Pre-Licensing Class in Arrowhead starts 7/13

Real Living Property For You and We Sell Real Estate School of Real Estate are teaming up to help you start your real estate career! Classes start July 13, Monday and Wednesday afternoons 1pm to 5:30pm $399 class includes: 90hr prelicensing, Az CompuCram, Az Forms book, Az Specifics book, school test, school certificate, and mandatory Contract Writing “Bootcamp” ($40[..]

RE Pre-License Class in Ahwatukee starts 7/2/15

Keller Williams Sonoran Living and We Sell Real Estate School of Real Estate have teamed up to help you start your real estate career! Class is held at KW Sonoran Living in Ahwatukee, Tuesday& Thursday evenings 6pm – 1030pm. Register at www.WSREschoolofrealestate.com, click on “prelicensing classes”. $399 includes 90 hr pre-licensing, Az Compu-Cram,Az Forms[..]

CEU Class – Help! the CFPB is Changing Things…Again!

CFPB Class flyer June 24 June 24, 1030 AM – 2:00PM. Lunch included. Join us at Real Living Property For You – 7337 W Bell Rd, Peoria Az  85382 The new “Know before you owe” rules are coming. Learn how the loan estimate, closing disclosure form and new loan processes will affect you, your client and your escrows. 3 CEUs Legal Issues Register for Class at[..]

THE MAGNA CARTA IS 800 YEARS OLD. Why Real Estate Agents, Homeowners And All Americans Should Be Celebrating

When man stopped being nomadic, land ownership and land rights came to be since, now land had value. Our land system and the value of personal property ownership originate from English Law. During Feudalism, the King owned all the land and all who inhabited that land were tenants. Noblemen were granted Fiefs or Fees, areas they controlled. They managed the fief for the King. It[..]
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